401(k) Decisions in a Market Downturn
You shouldn’t make a withdrawal from your 401(k) or make rash decisions about your allocations during this economic downturn. However, you should check that your asset ...
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Mar 27 -
Dec 31Four Pressing Questions
Volatility has been on the rise in financial markets this year, and December seems to be unfolding as potentially the worst month of 2018 for stock market volatility.
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Dec 4U.S. – China Trade War Update
The recurring drama of U.S.-China trade relations reached a temporary truce this weekend, albeit with the promise of additional acts to come in jU.S.t ...
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Oct 10Quarterly Market Commentary-October
Third Quarter 2018 Key Takeaways Larger-cap US stocks hit new highs in late September and gained 7.7% for the quarter, while smaller-cap US stocks gained 3.6%. S&P 500 operating earnings ...
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Oct 3Women and the Retirement Crisis
Here’s a number that will knock your socks off: $400 trillion.1 By 2050, the retirement savings shortfall in eight of the world’s largest economies is expected to reach $400 ...
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Aug 16Private Equity Investing Considerations
Investor demand for private investments continues to grow. According to Preqin, a global leader in alternative assets data, 921 private equity funds that closed during 2017 raised a total of $453 ...
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Jul 13Quarterly Market Commentary
Second Quarter 2018 Key Takeaways US stocks rose to the top of asset class performance charts with solid returns in the second quarter. Larger-cap US stocks gained 3.4%, but were ...
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Apr 12Quarterly Market Commentary
First Quarter 2018 Key Takeaways Volatility returned to the financial markets in the first quarter, for the first time in a while. Stocks surged out of the gates in ...
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Mar 23Could we win a trade war?
When President Trump announced he would be placing tariffs on steel and aluminum for national security purposes, there was great dismay among many economists. In terms of protecting ...
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Feb 1Generating Retirement Income
Here’s a million dollar question: How will you transform your savings into income that will last throughout your retirement?1 There are probably as many answers to that ...
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Dec 21Tax Bill & Charitable Donations - Act Now!
The Republican tax legislation has just passed. The bill makes sweeping changes to the US tax code, beginning on January 1, 2018. This very brief period before implementation means that ...
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Oct 19College is Coming - Have You Started Saving Yet?
How times change! In 1940, half of Americans finished their education in eighth grade. College degrees were relatively rare. Just 6 percent of men and 4 percent of women had one. 1 ...
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Aug 9To Retire With Confidence, Have a Plan
If you want to retire with confidence, have a plan. “As you near retirement age or even within a decade or so, it is time to ...
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Aug 2Why is the Federal Reserve so Controversial?
The world’s first central bank offered unprecedented convenience. It gave 17th century Swedes the option to pay with paper notes rather than 40-pound copper plates, which were ...
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Jul 27Stock Buybacks
How Do You Make Money in Stocks? Have you ever watched Family Feud? Perhaps you were a child when Richard Dawson hosted the game show or maybe ...
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Jun 26The Basics of Tax Loss Harvesting
You may have heard of tax loss harvesting. Some people harvest losses every year, while others do so only when they have taken significant capital gains or have ...
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Jun 12Managing Multiple Accounts - a Taxing Endeavor
At JMS Capital Group Wealth Services, many of our clients have multiple accounts. Our bulging file cabinets attest to this fact while making a mockery of the ...
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Jun 57 Reasons a Roth IRA May Be a Good Idea
With tax season in the rearview mirror, now is a good time to start thinking about how you can minimize future tax bills. Many people take advantage of ...
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May 23Medicare Premiums and Copayments
More than one‐half of working Americans know little or nothing about Medicare costs.1 Not knowing can be expensive. On average, people who haven’t ...
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Mar 27In an Era of Low Returns, Investors Need to Save More
It’s well documented that most Americans have not saved enough for retirement. Consequently, there have been considerable efforts made to persuade workers to maximize their participation ...
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Feb 7Investors Need to Understand Their Risk
Investors Need to Understand Their Risk Understanding your risk tolerance is complex, and the standard questionnaire provided by financial planners may not capture an accurate picture. ...
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Jan 18When Should You Claim Social Security?
Of all the questions our clients face, this is certainly one of the most perplexing. Timing when to claim social security benefits has a significant and permanent ...
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